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Form 1099-NEC: who gets one, and when is it due?

The form that reports what you paid contractors. Who has to receive one, what to collect before you pay, and the January deadline.

Form 1099-NEC reports nonemployee compensation: money a business paid to someone who is not its employee, for services, during the year. You send a copy to the recipient and file a copy with the IRS.

Who gets one

Generally an individual, sole proprietor, partnership or single-member LLC that you paid for services in the course of your business. Payments to corporations usually do not need a 1099-NEC, with exceptions such as attorneys’ fees. Payments you made for goods, or personal payments, are not reported this way.

The reporting threshold

For payments made before 2026, a 1099-NEC was required once you paid a person $600 or more in the year. For payments made after 2025 the threshold rises to $2,000. Confirm the current figure in the IRS instructions for the year you are filing.

Collect a W-9 before you pay

Form W-9 gives you the contractor’s legal name, address and taxpayer identification number. Getting it when you first engage someone is far easier than chasing it in January. If a contractor will not provide a taxpayer ID, you may be required to apply backup withholding at 24% to what you pay them.

What is not on a 1099-NEC

Payments made by credit card or through a payment app are generally reported by the processor on Form 1099-K, so you do not report them again on a 1099-NEC.

Deadlines and filing

  • Furnish the recipient copy and file with the IRS by January 31 of the year after the payments.
  • Penalties apply per form and rise the later a late or incorrect form is filed.
  • If you file 10 or more information returns of all types in total, you generally must file them electronically.

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This guide is general information about small business tax and accounting. It is not tax advice for your situation, and the official instructions for the current tax year are the authority. If your circumstances are unusual, ask us before you file or decide.